Payment methods

Products and their delivery costs are paid in connection with the order. You can pay in the online store with the following payment methods:

ePayments - Finnish Banks, Credit Cards*), MobileBay, Siirto

Nordea, Osuuspankki, Danske Bank, Säästöpankki, Oma Säästöpankki, POP Pankki, Aktia, Handelsbanken, Ålandsbanken, S-Pankki. Credit cards : Visa, Visa Electron, Mastercard, American Express, Diners Club, JCB, Eurocard. Siirto (can be found behind the Nordea payment button ), MobilePay.

*) Payment service provider

Paytrail Oyj (2122839-7) co-operates with Finnish banks and credit institutions as the payment service provider and payment service provider. Paytrail Oyj appears as the payee on the bank statement or card invoice and forwards the payment to the merchant. Paytrail Oyj has a payment institution license. In the event of a complaint, please contact the supplier of the product in the first instance.

Paytrail Oyj, y-ID: 2122839-7
Innova 2
Lutakonaukio 7
40100 Jyväskylä
Tel: 0207 181830

www.paytrail.com

 





KLARNA 

Delivery is made only to the address entered in the borrower's population register. Klarna's customer service tel. 09 - 425 99 771 or e-mail  asiakaspalveluklarna.fi

Pay later Pay within 30 days. At Klarna, you get 30 days of free payment. The payment period starts from the sending of the order. This means that you will always receive the product before you need to pay for it. An invoice will be sent by email once your order has been processed. It also appears in the Klarna app, where you get reminders about the due date and pay your bills easily.

Pay in installments You can pay more than € 25 for purchases of 6 months, more than € 500 for purchases of 12 months, more than € 1,000 for purchases of 24 months and more than € 1,500 for purchases of 36 months without start-up and processing fees, credit interest 18.9%. You can always pay off the rest of your credit at no cost. Take a closer look (CLICK)

 

Walley (Collector) Lasku/Osamaksu

Flexibility and freedom of choice - pay at once or in installments, at the pace you choose An invoice and account credit will give you more time to pay for your e-commerce purchases. Them using it you can wait for your order to arrive in peace before paying it. You can pay do either a one-time invoice or, in smaller installments, an overdraft, allowing you to complete each month the amount that works best for you and split the payment for up to 36 months time.

Free payment time on the invoice - safe and easy transactions

With the invoice, you always get 45 days interest-free payment period for your e-commerce purchases. Long payment period allows you time to review your purchase and, if necessary, return it before invoicing maturity.

To take advantage of the payment period, you will need a positive credit decision to apply for easily at the time of purchase. You can apply for it if you are at least 18 years old and you have a Finnish personal identity number and a permanent, official home address in Finland. Also your credit information is checked from Bisnode Finland Oy's register.

The payment method can be used for purchases up to € 5,000.

In installments, paying off the economy - a convenient way to spread the impact of your purchase over several months

Once you have received a positive credit decision and confirmed the purchase, you will receive an invoice of your purchase to your email. If you want to pay the bill in smaller installments and better for you with an appropriate payment period (1-36 months), you will need to enter into an ongoing credit agreement With Collector Bank by logging in to My Pages at oma.collector.fi. Upon signing the credit agreement, you will be granted a credit limit of available for subsequent purchases on credit terms.

Once you have a valid credit agreement, you will only have to pay by the due date the minimum amount stated on the invoice you received, but you can also do this if you wish a larger amount. An invoice will then be emailed to you on a monthly basis, until the credit is paid in full. If you wish, you can also reduce your credit with an account invoice in installments higher than that minimum amount.

Credit costs and credit example: for purchases made from the artshop.fi online store campaign conditions apply, according to which the interest rate on the overdraft facility is 19.2% nominal expressed as an annual interest rate and the monthly fee is € 3.80 per month. If granted a credit limit is € 1,000 and has been used in its entirety for those made from the artshop.fi online store for purchases as well as the credit will be repaid within 36 months, applicable under the terms of the campaign, the real annual interest rate is 28.5%, the total cost of credit is € 402, the total amount to be paid is € 1,402 and the number of installments is 36. For late payments statutory reminder fees and collection costs will be charged, as well as interest for late payment.


Credit terms

The issuer of the invoice and credit is Collector Bank AB, Lilla Bommens Torg 11, Box 11914, SE-404 39. Learn more  www.collector.fi

General invoice and account credit terms:
https://www.collector.se/upload/Partners/Agreements/SVM/Credit_terms_All_FI.pdf

Standard European Consumer Credit Terms:
https://www.collector.se/upload/Partners/Agreements/SVM/SECCI_FI.pdf

Collector Bank AB Acts as a lender

Money Order

You will receive payment information with your order confirmation in your email. We will deliver the products when the payment is reflected in our account.

Pay for your order now, as we cannot reserve the products you ordered. Subscription prices are valid for one week after placing the order. We recommend online payment, as payment information will be sent to us immediately after you place your order, so you will receive your order faster.

Invoice (companies, public administration and associations)

It is possible for companies, public administrations and associations to pay by invoice. We reserve the right to request an invoice in advance, before the order is delivered. Payment term 14 days net. Billing fee 5 €. Tax reminder 10 €. We can also bill as an e-invoice. Order by email.

Charge for picking up at our store

If you pick up your order from our store, you can pay for your order with the most common cards or cash. When paying in cash, please note that we do not accept banknotes over € 50, we recommend card payment.

Cash on delivery

We do not deliver products by mail.